Dashboard & Net Worth
Unified real-time net worth tracking across all bank accounts, cash wallets, crypto assets, and investments with automated financial health scoring.
- Real-time aggregate net worth calculation
- Cash-flow trends & savings rate KPI
Goal-Oriented Personal Finance & Wealth Manager
Personal finance, envelope budgeting & wealth tracking — built for clarity.
FamWally aggregates your balances across liquid checking, high-yield savings, crypto, and investment portfolios in real time. Model envelope-style household budgets, manage loans, and forecast upcoming cash flows without ads or third-party data tracking.
No credit card required
In-browser statement parsing
Offline-first PWA & sync
Aggregate Net Worth
$162,688.20
▲ +$2,552.01 Net Cashflow
Financial Health
88 / 100
✓ Excellent Status
Monthly Savings Rate
57.4%
57% of income saved
Investments & Cash
$152.8k Portfolio
$9.8k Liquid Checking
Everything needed for personal and family wealth.
Built from the ground up for individuals and families who want rigorous, double-entry financial management without the noise or subscriptions of big fintech conglomerates.
Double-Entry Records
Full income, expense, and account-to-account transfer workflows with multi-category splitting, labels, receipt attachments, and payee tracking.
- Browser-based PDF & CSV bank parser
- Multi-currency conversion on every record
Envelope Budgeting
Category-based envelope budgeting with configurable periods (weekly, monthly, custom), progress bars, rollover support, and overspending warnings.
- Rollover balances from month to month
- Proactive threshold alerts for families
Multi-Account & Currencies
Manage bank accounts, physical cash wallets, credit cards, loans, investments, and crypto with automatic live currency exchange conversion.
- Checking, Savings, Credit & Cash
- Live currency rates with base conversions
Investment Portfolio
Track equities (VOO, AAPL), index funds, crypto holdings (BTC, ETH), and real estate assets alongside liquid cash accounts.
- Realized & unrealized gain/loss tracking
- Asset allocation & historical return charts
Dual Debt Management
Track both money you owe (borrowed) and money owed to you (lent to family/friends). Record partial payments and monitor remaining balances.
- Borrowed vs. Lent tracking
- Due dates & instant partial settlement
Savings Goals & Milestones
Goal-oriented savings tracking with target amounts, projected target dates, monthly contribution run-rates, and visual celebration milestones.
- Emergency fund, home down payment & FIRE
- Automatic savings progress tracking
Planned Bills & Subscriptions
Scheduled transactions, subscription tracking, and cashflow forecasting. Never miss rent, gym, insurance, or cloud hosting bills.
- Due date countdowns & status badges
- Automatic transaction entry creation
Automated Rules & PIN Lock
If-This-Then-That rule engine auto-categorizes descriptions and payees. App PIN protection and local caching ensure full security and speed.
- Zero third-party tracker or ad network calls
- 4-digit PIN lock & instant session protection
Crafted for everyday mastery of your money.
See how FamWally organizes the four most critical financial disciplines: envelope budgets, investment portfolios, savings goals, and family debt tracking.
Envelope Budgeting
Control spending with disciplined category envelopes.
Allocate your income into transparent monthly envelopes before spending begins. Monitor spending progress with live visual bars, receive overspending alerts, and carry unused funds over to the next cycle.
- Flexible Periods: Setup monthly, weekly, or custom period envelopes for groceries, kids' activities, utilities, and dining out.
- Rollover Protection: Unspent money automatically carries over to encourage disciplined savings habits.
Wealth & Portfolio
Track your investments alongside your cash balances.
Your liquid checking account is only one piece of your financial picture. FamWally tracks your equities, index ETFs, crypto wallets, and property equity to calculate your true global net worth.
- Real-time Valuation: Monitor holdings such as VOO, AAPL, BTC, and ETH with percentage gains and total returns.
- Multi-Asset Allocation: Visualize portfolio diversification across stocks, crypto, precious metals, and cash.
Target Milestones
Reach life goals with proactive savings run-rates.
Whether you are funding a 6-month emergency cushion, saving a down payment for your dream home, or planning early retirement independence, FamWally tracks monthly progress and celebrates each milestone.
- Run-rate Forecasts: Calculates how much to save each month to hit your target date on schedule.
- Linked Accounts: Automatically syncs savings balances from specific designated savings accounts.
Debt Management
Track borrowed money and money lent to others.
Keep personal loans and family borrowings transparent. Track money you owe to lenders or family alongside money owed to you, record partial payments, and see payoff progress at a glance.
- Dual Direction: Separate tabs for 'Money I Owe' and 'Money Owed to Me' with due date countdowns.
- Partial Settlement: Record periodic payments with date and account linking for clean bookkeeping.
Your financial data stays strictly yours.
We built FamWally as the anti-fintech: no selling your net worth to insurance brokers, no credit card push notifications, and zero intermediaries.
Visibility & Planning, Not a Bank
FamWally aggregates assets, tracks balances, and models envelope budgets. It never moves, touches, or stores real money. Your capital stays in your own banks.
Client-Side PDF & CSV Parsing
Bank statements are ingested directly in your browser using PDF.js. Sensitive transaction documents are parsed on your device without being uploaded to remote servers.
Zero Ads or Data Monetization
We don't sell transaction graphs, purchase histories, or net worth metrics to data brokers. Your financial history is completely private and self-contained.
Take control of your personal and family wealth.
Create your account in seconds on app.famwally.online. Start tracking expenses, organizing envelope budgets, and building long-term net worth today.
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